Excel Speed & Formula Vault

1. Introduction

Welcome to Excel Speed & Formula Vault ("we", "us", "our"). We are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and disclose your information when you use our website.

2. Information We Collect

We collect the following types of information:

• Personal Information You Provide: When you create an account, we collect your Full Name, Email Address, Mobile Number, Postal Code, and a 4-digit Entry PIN ("Personal Data").
• Usage Information: We store your favorited formulas and shortcuts.

3. How We Use Your Information

We use your information for the following purposes:

• To Provide and Personalize Our Services: To create and manage your account, verify your identity for login, and display a personalized greeting.
• To Communicate With You: To send you a one-time welcome email upon registration and to respond to your inquiries through our contact form.

4. Data Storage and Security

All your Personal Data and usage information (like favorites) are stored exclusively in your web browser's `localStorage` on your own device. This means:

• Your data is **not** transmitted to or stored on any central server or cloud database owned by us.
• We do not have access to the information you provide.
• The security of your data depends on the security of your device and browser. For added security, your 4-digit PIN is not stored directly. Instead, we store a cryptographic hash of your PIN.

5. Data Sharing and Disclosure

We do not sell, rent, or trade your Personal Data. We only share your information in the following limited circumstance:

• Third-Party Service Providers: We use EmailJS, a third-party service, to facilitate our contact form and send welcome emails. When you sign up or contact us, your name and email address are processed by EmailJS solely for the purpose of delivering these emails. We recommend you review the EmailJS Privacy Policy.

6. Your Data Rights and Choices

In accordance with principles of data protection laws like the DPDP Act, you have rights over your data:

• Right to Access: You can view the primary data we store (Name, Email, Mobile, Postal Code) at any time via the "My Profile" feature.
• Right to Erasure (Deletion): Since your data is stored locally on your device, you have full control. You can permanently delete all your account data and favorites by clearing your browser's cache and site data for this website.
• Logging Out: When you log out, your active session data is cleared, but your main account information and favorites remain in `localStorage` for your next visit unless you clear it as described above.

7. Children's Privacy

Our service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us using the form in the footer of this website.

1. Acceptance of Terms

By accessing and using Excel Speed & Formula Vault (the "Website"), you accept and agree to be bound by these Terms of Use ("Terms") and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Website.

2. Description of Service

The Website provides a curated database of Microsoft Excel formulas and shortcuts, along with descriptions and examples, for educational and informational purposes only.

3. User Accounts

To access certain features, you must register for an account. You agree to provide accurate, current, and complete information during registration. You are responsible for safeguarding your 4-digit PIN and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Intellectual Property

All content on this Website, including text, graphics, logos, and the compilation thereof, is the property of Excel Speed & Formula Vault or its content suppliers and is protected by copyright and other intellectual property laws. Microsoft® and Excel® are registered trademarks of Microsoft Corporation. This Website is not affiliated with, endorsed, or sponsored by Microsoft Corporation.

5. Disclaimer of Warranties

The Website and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not warrant that the information provided is accurate, reliable, complete, or current. Your use of the Website is at your sole risk.

6. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall the owner of Excel Speed & Formula Vault, its affiliates, or their licensors, be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Website; (ii) any conduct or content of any third party on the Website; (iii) any content obtained from the Website; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

7. Indemnification

You agree to defend, indemnify, and hold harmless the owner of Excel Speed & Formula Vault and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Website, or b) a breach of these Terms.

8. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Kolaghat, West Bengal, India to resolve any legal matter arising from these Terms.

9. Dispute Resolution

Any dispute arising out of or in connection with these Terms shall first be attempted to be resolved through informal negotiations. If the dispute cannot be resolved informally, you agree that it will be resolved through binding arbitration in Kolaghat, West Bengal, under the Arbitration and Conciliation Act, 1996. The arbitration shall be conducted by a single arbitrator, and the language of the arbitration shall be English.

10. Class Action Waiver

You agree that any arbitration or proceeding shall be limited to the dispute between us and you individually. To the full extent permitted by law, (i) no arbitration or proceeding shall be joined with any other; (ii) there is no right or authority for any dispute to be arbitrated or resolved on a class-action basis or to utilize class action procedures; and (iii) there is no right or authority for any dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page. By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised terms.